The American Dream — owning your own home — is still within reach! The Takeaway talks with Christine Clifford, vice president of Wholesale Access Mortgage Research, who explains the recent history and coming trends in mortgage lending. And, hopeful homebuyer Grace Smokowski is seeking a mortgage. She tells us her story. Guests: Grace Smokowski, education coordinator at Housing Opportunities Made Equal, and Christine Clifford, vice president of Wholesale Access Mortgage Research